Vice President - CCBD82517SS


Associate-Intermediate-Finance /VP with Goldman Sachs Bank USA in New York, NY.

Work Schedule: 40 hours per week (9:00 a.m. to 6:00 p.m.)


Duties: Associate-Intermediate-Finance/VP with Goldman Sachs Bank USA in New York, NY. Perform statistically driven credit underwriting and risk analyses using a variety of analytical techniques and data sources for the development of consumer and small business acquisition strategies across accept/decline, pricing and term optimization. Develop best in class loss forecasting framework for the consumer lending business of the Firm. Partner with marketing, finance and operations teams. Analyze credit bureau data to identify and derive attributes for credit risk decision. Build and optimize existing customer management strategies to improve customer level profitability.Ensure that all credit strategies align with the Risk Appetite framework. Liaise with legal and compliance teams to stay updated with applicable regulations and compliance requirements. Develop analytical reports and presentations for senior management, executive committees and regulatory exams. Lead projects with other team members within and across risk team. Mentor and guide junior analysts and associates on analytical projects.

Job Requirements: Master's degree (U.S. or equivalent) in Mathematics, Statistics, Economics, Engineering or a related field. Five (5) years of experience in the job offered or in a related quantitative research position. Prior work experience must include: Building, improving, or analyzing risk management in a digital consumer or small business lending context; Utilizing knowledge of U.S. credit bureau data, Risk Scorecards and ability to pay quantification; Utilizing SAS, R, Python (or similar) for statistical modeling and analyzing time-series data; Using advanced Microsoft Office skills, specifically Excel (including creation of pivot tables, logic functions, data tables and regression analysis), PowerPoint and Word; Visualizing complex data analyses and communicating to a wide variety of audiences, including senior leadership; Developing comprehensive risk management reports using SQL or a similar database query language for extracting data from large datasets; Managing several projects simultaneously and leading end-to-end projects within or across functional teams; Developing policy and procedural documentation for credit risk strategy execution; Developing and automating quality control processes to ensure intended execution of credit strategies; Working for a financial service provider with a managed asset value of at least $1bn.

ABOUT GOLDMAN SACHSThe Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. © The Goldman Sachs Group, Inc., 2017. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.

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