SBA Small Loan Underwriter
- St. Petersburg, FL
<br><br><strong>Primary Purpose of Position:</strong> <br><br>The SBA Small Loan Underwriter supports the SBA Credit Department with a variety of task to move the credit activity along and assists with meeting the needs of the clients. <br><br><strong>Duties and Responsibilities include, but are not limited to, the following: </strong> <br><ul><li>Learn and understand all SBA requirements for SBA eligibility by SOP 50 10 5. </li><li>Learn to spread business financial data and personal financial data for analysis and ensure that all debt on the debt schedule and debt on the balance sheets are accounted for. </li><li>Learn to verify tax transcripts to tax returns for borrowers and guarantors. </li><li>Learn UCC procedures to include analyzing UCC lien search to ensure correct lien position of the Bank and terminate any UCC's of lenders whose debt will be refinanced by the Bank's loan proceeds. </li><li>Pull credit reports and LexisNexis reports as required an analyze some to ensure all existing debt is accounted for and that any derogatory debt related items are addressed. </li><li>Prepare credit memo for requested loan so that a credit decision may be addressed. </li><li>Request any waivers from appropriate authority for credit approval and document any waivers in credit memo. </li></ul><br><strong>Qualifications and Requirements: </strong> <br><ul><li>Bachelor's degree in Accounting, Finance, Economics or other related fields (or working on obtaining a degree in those fields) required. </li><li>Must be detail oriented </li><li>Must be able to thrive in a fast paced environment with deadlines </li><li>Must demonstrate strong problem solving skills and organizational skills </li><li>Excellent verbal and written communication skills </li><li>Ability to learn new complex processes </li><li>Ability work input and interpret data </li><li>Ability to work well with others and promote a positive work environment </li><li>Proficiency with using Microsoft Windows and Office </li></ul><br>First Home Bank is an Affirmative Action/Equal Opportunity Employer and we encourage diverse, talented, qualified applicants to apply. <br><br>INDH1<br><br>
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