Business Underwriter

Position Description:
This position will underwrite and evaluate a broad range of small business loan requests, including some nonstandard type businesses, within designated lending authority in accordance with established Bank credit policy in order to meet the Bank's goals and objectives.

Position Requirements:
Basic Qualifications:
Bachelor degree with a minimum of 4 years experience in business/commercial credit analysis, lending or underwriting.
-Or-
High school diploma or GED with a minimum of 8 years experience in business/commercial credit analysis, lending or underwriting.

Additional Requirements:
General computer skills, with specific knowledge of Windows and Web based applications.
Decision making ability.
Aptitude for developing communication and interpersonal skills with an ability to communicate, negotiate, and influence behaviors of those who are not direct reports.
Aptitude to effectively communicate with a wide variety of personalities and skill levels.
Sound knowledge of accounting and finance principles.
Sound, established, and proven financial statement analysis skills.
Knowledge of current banking laws and regulations; loan documentation to include knowledge of laws and regulations as well as Bank policy.

Other Preferred Qualifications:
Bachelor degree preferred.


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