Sr. Manager - Process Management - Credit Policy Management

West Creek 3 (12073), United States of America, Richmond, Virginia

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Sr. Manager - Process Management - Credit Policy Management

Job Description:

The Consumer Credit Risk Management product team has a very aggressive and robust roadmap for COMS (our Credit Decision Governance application) and other related applications and processes. Because of this, we are seeking to expand our team by adding a keenly analytical, "roll up your sleeves and dig in" Project/Process & Business Analysis, Senior Risk Manager. The types of problems that this role will help solve include ways to "lean out" our Credit Decision & Program Governance processes by identifying the right mix of risk management and lean processes to assist our 1st & 2nd Line teams. This includes but is not limited to: how to better structure, renew, monitor, document, track critical financial data and control adherence to credit policy for consumer credit decisions across all LOBs. In addition, this resource will be actively involved in investigating how to leverage machine learning as it relates to these processes. The successful Senior Risk Manager will also be expected to delivery high quality and relevant presentations to the senior management team and to build cross-functional relationships across IT, the 1st line (Business) and the rest of the Consumer Credit Risk Management team.

General Responsibilities:

  • Relentlessly push to define the problem we are solving for and understand the business processes and challenges. Ensure our customers are considered in prioritization and trade-off discussions
  • Work with the Product Owner to help set product vision and actively participate in road mapping, goal setting, story writing, project execution, testing, and product roll-out strategy
  • Identify unmet needs and disruption opportunities and work with interdisciplinary teams to deliver innovative products
  • Regularly and systematically use data to uncover opportunities, track product performance, and drive decision making
  • Develop and present business cases and other information to champion a targeted outcome
  • Actively participate in a rigorous process of test and learn with focus on identifying and developing a minimum viable product (MVP) for process or solution
  • Assist in prioritizing, negotiating and removing blockers to orchestrate successful launch of identified solution
  • Serve as subject matter expert, contributing practitioner, and thought leader while actively participating as a collaborative team member
  • Participate and innovate on Design Thinking, Agile, and LEAN rituals which promote ongoing communication, and iterative refinement of roadmaps
  • Regularly build and present target solutions and other relevant project / product materials to senior management

We are looking for:
  • Proven experience in and passion for understanding business needs and identifying opportunities for efficiency / improvement
  • Exceptional communication skills
  • Creative problem solver who has experience with the intersection of Human, Business and Technology dimensions.
  • Blend of strategic and tactical thinking, creative and analytic reasoning
  • Strong quantitative background to support data-informed decision making
  • Creative, outside-the-box thinking and problem-solving approach
  • Entrepreneurial ability to identify and champion opportunities in highly ambiguous contexts
  • Extensive planning skills with the ability to organize work in deep detail with long term vision and iterative execution
  • Collaborative, team player attitude with the ability to navigate and influence the organization.

Basic Qualifications:
  • Bachelor's degree or military experience
  • At least 5 years leading a cross-functional team
  • At least 5 years of experience in process management
  • At least 5 years of Project Management experience
  • At least 3 years of experience in the development and delivery of financial reporting to senior level executives
  • At least 3 years of experience working with technology build initiatives

Preferred Qualifications:
  • MBA or advanced degree
  • Six Sigma, LEAN, Design Thinking certifications
  • Agile or Design Thinking advanced training or certification
  • Experience with internal and external auditors; policy and procedure interpretation and controls implementation.

Capital One will not sponsor a new applicant for employment authorization for this position.

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