Senior Associate - Risk Specialist - Commercial Credit Portfolio Management & Reporting

NYC 299 Park Avenue (22957), United States of America, New York, New York

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Senior Associate - Risk Specialist - Commercial Credit Portfolio Management & Reporting

We are searching for a Senior Risk Associate in the Commercial Credit Portfolio Management and Reporting team, which resides in the Commercial Credit Risk and Analytics (CR&A) department. The Commercial Credit Portfolio Management & Reporting team is responsible for creating, monitoring and delivering fundamental credit risk research to the Commercial Bank of Capital One. This group's responsibilities include monitoring the Bank's credit portfolio risk, performance, exogenous risks, and market trends.

Essential Duties and Responsibilities

Perform research and analysis: Conduct fundamental industry, segment, and name-specific credit research for the Commercial Bank. This can range from market sizing, segmentation, competitive and trend analysis of industries and individual borrowers to comprehensive analysis of the direction of specific sectors or of the overall economy.

Identify credit risks: Proactively identify risk and reward characteristics of a Commercial Lending portfolio with more than $90 billion exposure. Maintain a forward-looking view of risk and opportunities, incorporating internal and external single name credit risk estimates, internal and external market pricing data, industry research, macro data, etc. The emphasis is on identifying risk on the horizon.

Execute reporting and monitoring: Develop summary findings and strategy presentations for senior management. Take ownership of projects and deliverables to structure meaningful conclusions about strategic implications. Have a point of view and be unafraid to defend it when challenged.

Basic Qualifications

  • Bachelor's degree or military experience
  • At least 2 years of experience in commercial credit research OR in credit/equity investment research for a strategy consulting firm OR in a corporate competitive research/market intelligence function
  • Experience in Microsoft Excel and PowerPoint

Preferred Qualities
  • Bachelor's degree with a high GPA
  • Critical thinker with the ability to translate complex, esoteric concepts into meaningful insights
  • Strong written and oral communication skills
  • Proficiency with relational databases (e.g., Teradata, Oracle, SQL)
  • Proficiency with R or similar statistical programming package (SAS, etc.)
  • Exceptional work ethic and a strong team player

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Back to top