R55852 Director, Business Counsel - Card Legal

McLean 1 (19050), United States of America, McLean, Virginia

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

R55852 Director, Business Counsel - Card Legal

The Capital One Legal Department will allow you to showcase your talents in a fast paced, fun environment. At Capital One, you work with highly driven and intelligent individuals who will help elevate you to a new level. If you enjoy working with a team of high performing top talent, Capital One is the place for you! Our Legal team thrives on collaborating and creates an environment where everyone's voice is heard. This exciting role will allow you to use your depth and breadth of experience to strategize and influence upper management as well as the business line you support. In addition, you will have the opportunity to enhance your skills and broaden your knowledge. Come to Capital One to be a part of challenging work while enjoying our exceptional culture and work life balance.

The Card Legal Team is seeking an attorney to provide legal advice related to all laws and regulations applicable to Consumer Credit Card products. Specific areas of expertise needed include consumer regulatory laws, contract interpretation, marketing laws, and risk management. This position will report to a Vice President, Senior Associate General Counsel in Card Legal and will have responsibility for (1) identifying and assessing legal risks associated with Capital One's consumer credit card business (including with respect to its Private Label and Co-Branded Credit Card business in the U.S.); (2) active engagement and legal support as part of a collaborative and cross-functional team; and (3) working with Card, Brand, Business Risk Office, Operations, and Compliance stakeholders to address risks, develop creative solutions, and resolve issues. This position will entail numerous interactions with senior business partners, Legal Department subject matter experts, and other business attorneys in a fast-paced environment. Some travel to other Capital One locations may be required.

Basic Qualifications:

-Juris Doctorate

-At least 4 years of counsel experience with credit card programs OR At least 4 years of consumer regulatory experience

Preferred Qualifications:

-6+ years of counsel or compliance experience with consumer finance laws, regulations and disclosures

-In-House, corporate legal experience

-Understanding of Regulation Z and Truth in Lending disclosures, FCRA, SCRA, MLA and UDAAP

-Ability to identify and describe legal risks presented by a complex business model

-Ability to build collegial and effective relationships with attorneys, business managers, creative teams, analysts, project managers, and corporate compliance professionals

-Ability to prioritize a significant volume of work and to manage multiple, simultaneous deadlines

-Excellent communication skills with the ability to influence others

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

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