Manager or Sr. Manager - Enterprise Valuations, Commercial Credit Risk & Analytics

    • New York, NY

NYC 299 Park Avenue (22957), United States of America, New York, New York

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Manager or Sr. Manager - Enterprise Valuations, Commercial Credit Risk & Analytics

Enterprise Valuations - Portfolio Analytics, Commercial Credit Risk

Capital One's Commercial and corporate bank contains an approximately $100B (exposure) loan portfolio that has grown by virtue of a number of acquisitions. Its traditional commercial portfolio has expanded substantially over the past several years, now making Capital One a Top 10 US commercial bank. With the expansion of this portfolio and the advent of new regulatory guidelines around leveraged lending, Capital One is now looking for a highly qualified Valuations Manager candidate to support our group within portfolio analytics. The valuation group develops detailed financial analyses and valuation reports to support the underwriting and portfolio management functions, focused in the healthcare, TMT, and other diversified industries.

Responsibilities

  • Prepare enterprise valuations for leveraged loans during the underwriting and workout processes
  • Partner with credit officers and underwriting deal teams to ensure the calculation of defensible, accurate, and consistent valuations for both performing and distressed companies
  • Create and maintain financial models using the discounted cash flow, comparable company multiples and precedent transactions methods
  • Review and evaluate financial projections to determine if the assumptions are reasonable and supportable based on historical performance, future initiatives outlined by Management, and industry analysis
  • Create written financial assessments (prior to deal approval) and detailed valuation reports (prior to deal close) detailing key outlining findings and valuation assumptions
  • Listen to live deal approval meetings to gain insight from deal teams and credit officers to understand details about the company and analysis such as key valuation drivers, industry overview, and risks/mitigants
  • Contribute to various team growth initiatives designed to continue enhancing the strength of the valuation team as well as its scope and presence within the Bank
  • Act as a valuation subject matter expert while supporting the growth and development of junior valuation staff


The Person

The successful candidate will be someone that exhibits the following characteristics:
  • Self-starter with excellent communication skills who can work in a fast-paced environment
  • The ability to anticipate potential issues and proactively manage workflow
  • Strong finance and valuation experience
  • Sound business judgment, analytical abilities, and presentation skills
  • Strong leadership and influence skills


Basic Qualifications
  • Bachelor's degree in finance, accounting, economics, or military experience
  • At least 5 years of experience in valuation obtained from one of the following areas: Investment Banking, Private Equity, Hedge Fund, or Valuation Consulting
  • At least 5 years of experience in finance, financial modeling, accounting or business analysis


Preferred Qualifications
  • Masters of Business Administration with a finance concentration
  • At least 1 year of people leadership experience
  • Experience performing valuations for distressed companies or restructuring experience
  • Excellent written and verbal communication skills


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is a nationally recognized and high-tech business banking company, offering better customized consumer and commercial lending and deposit financial services.

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