Director; Underwriting & Portfolio Management - Healthcare Cash Flow/Leveraged Finance (Chicago)

77 West Wacker Dr (35012), United States of America, Chicago, Illinois

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Director; Underwriting & Portfolio Management - Healthcare Cash Flow/Leveraged Finance (Chicago)

Director; Underwriting & Portfolio Management - Healthcare Cash Flow/Leveraged Finance (Chicago)

Job Description

Capital One Healthcare is one of the most active capital providers in the U.S. healthcare market, providing more than $70 billion in financing over the past 10 years. For the fifth consecutive year, Capital One Healthcare was the top lead arranger by volume and number of transactions completed for all financings under $500 million in U.S. healthcare leveraged finance.

Customers across 45 healthcare sectors - including senior housing, hospitals, medical offices, outpatient services, pharmaceuticals and medical devices - rely on Capital One Healthcare to finance acquisitions, refinance existing debt, support working capital needs and fund growth initiatives. With in-depth industry knowledge and expertise, the Capital One Healthcare team of professionals creates business and financial solutions tailored to meet the individual needs of its customers.

The Healthcare business also provides a full range of other services including loan syndication, treasury management, capital market products, and institutional asset management.


This role is responsible for underwriting and managing healthcare cash flow, or leveraged finance, transactions. This professional will support Originators by screening deals, structuring loans, underwriting and closing new structured transactions and will oversee the portfolio management of existing borrower relationships. This individual will serve as a subject matter expert in credit skills, credit products or industries; and will coach and develop junior underwriting professionals.


  • Leads deal teams with varying experience in the due diligence, underwriting and approval of structured loan transactions.
  • Negotiates terms and conditions for transactions and works with cross-functional teams to ensure appropriate documentation.
  • Oversees the management of existing portfolio accounts, performs rigorous analysis of transactions, and resolves problem accounts in partnership with deal teams, workout and specialists.
  • Identifies opportunities to up tier accounts to Agencies.
  • Prepares risk assessments on new deals and portfolio accounts and presents senior management with a clear and consistent approach to mitigate risks.
  • Ensures compliance in credit policies and procedures.

The Ideal Candidate:
  • Underwriting a broad spectrum of secured deals; specifically, cash flow lending or leveraged finance experience.
  • Healthcare finance experience
  • Collaboration skills: Works effectively in cross functional team environment and leading cross-functional teams.
  • Dependability: Reliable, responsible, dedicated, committed, and fulfilling obligations. Prioritization skills: Balances workload and prioritizes effectively.
  • Able to manage self and time to meet commitments.
  • Regulatory experience: Recent experience in a regulated bank type environment.
  • Leadership: Authentic, reliable and responsible.
  • Coaches and inspires at all levels. Permits and promotes growth of team.
  • Displays passion that excites others to exceptional performance.
  • Agile: Not afraid to neither change course nor lead in uncertainty.
  • Resilient and accountable; overcomes adversity by owning up to mistakes.
  • Optimistic
  • Well-developed communication skills: Clearly articulates view point verbally and in writing, fostering confidence when sharing/ presenting information.
  • Financial statement analysis, financial modeling and valuation.
  • Preparing financial information, interpreting financial performance and assessing risk exposure.
  • Preparing and delivering presentations to management and peers.
  • Negotiating legal documentation.
  • Working effectively in cross functional team environment and leading cross-functional teams.

Basic Qualifications
  • Bachelor's Degree or Military experience

Preferred Qualifications
  • Master's Degree in Business Administration
  • 10 years of finance experience or 10 years of accounting experience
  • At least 10 years of underwriting experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

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