Business Analyst/Principal Associate - Healthcare Real Estate (Underwriting & Portfolio Management)

77 West Wacker Dr (35012), United States of America, Chicago, Illinois

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Business Analyst/Principal Associate - Healthcare Real Estate (Underwriting & Portfolio Management)

Business Analyst/Principal Associate- Healthcare Real Estate (Underwriting & Portfolio Management)
The Company: If you want to be part of a fast-paced, client-centric and strategically growing business, Capital One Commercial Banking wants you to join our talented group! Capital One is committed to excellence in the solutions we offer, the industries we serve, and the way we work with clients. Today, Capital One Commercial Banking group services a $65 billion loan portfolio, serving more than 6,100 clients. We offer a range of solutions including Commercial Lending, Rate and Currency Solutions, Depository Services, Treasury Management, Capital Markets, Private Banking and Wealth Management, and Corporate Cards. On the Commercial Banking team, you'll find energized, positive people rolling up their sleeves to deliver value-added solutions, products and services for our clients. As a key member of the team, you will be at the forefront of competing for new clients, facilitating the structuring and delivery of unique credit solutions, and managing client debt portfolios to further deepen the Bank's relationships and strengthen its brand. For more information on Capital One's Commercial Bank, please visit

Key Activities Include:

As an Underwriter for the Healthcare Real Estate Team, you are responsible for structuring, closing, and managing Seniors Housing, Skilled Nursing, and Medical Office real estate transactions. Key activities include market and industry research, financial modeling, and financial analysis, as well as managing documentation for real estate transactions. You will also be responsible for monitoring a portfolio of healthcare real estate loans.

  • Works with originations to structure new credits.
  • Evaluates the credit worthiness of new loan applicants by determining their ability to service existing and proposed debt.
  • Understands all aspects of a transaction including its industry, products, competitive position and management.
  • Thoroughly analyzes financial statements and management forecasts.
  • Succinctly discusses financial analysis, risks and mitigants, structuring recommendations and decision justification, in a written credit memorandum.
  • Completes credit packages and decisions credit requests within prescribed timeframes to meet business partner and client expectations.
  • Reviews credit agreements for consistency with approved terms; interacts with Bank counsel and participates in the negotiation of credit documentation.
  • Understands and employs all policies and procedures of the Bank and the Line of Business.
  • Performs and verifies compliance with loan policy, AML, KYC and all other applicable regulatory requirements
  • Remains up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance.

Basic Qualifications: • A Bachelor's Degree or Military experience

Preferred Qualifications: • A Master's in Business Administration or a Master's in Accounting; 2-5 years of experience within a commercial bank or finance company, or 2-5 years of Accounting Experience; Formal Credit Training • Advanced Microsoft Excel Skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position

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