Lead Software Engineer - Backend

Backend Systems is the core of the Betterment platform. On a busy day, we need to securely move millions of dollars through the Betterment system. At the same time, every transaction must flow through a complicated series of risk checks to ensure strict regulatory compliance. To support our Operations and Customer Experience teams, we also develop a set of in-house web apps to monitor and facilitate smooth processing of transactions between customers' external accounts and financial markets.

Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers. We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions. As a lead backend engineer, you'll help define the architectural vision of our backend systems, while also developing new, innovative features for our product experiences.

At Betterment you will get to:

  • Build things people love. Our goal is to delight our customers whenever possible. Sleek design, simple user experience, and access to smart decisions help us to achieve it
  • Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat
  • Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s revolutionary software even better
  • Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers — you’ll build the tools to make it possible
  • Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering
  • Work with people who care. Half of our team is made up of engineers but we believe everyone at Betterment is an engineer with their own tools. We’re a group of talented professionals who pride ourselves on what we do. We’re smart, innovative, energetic, and lots of fun

 You'll be effective if you have:

  • Have expertise in Java
  • Have expertise in a web application framework such as Spring Boot, Rails, or Django
  • Have a strong command of fundamental algorithms and data structures
  • Have a passion for software engineering, and for creating what doesn’t exist
  • Know how to make the tradeoffs required to ship without compromising quality
  • Know that investing in developing solid tests pays for itself several times over
  • Appreciate agility and pragmatism in software development
  • Thrive in a startup environment

Technologies you'll use:

Java, Spring, Hibernate, MySQL, Ruby on Rails, Amazon Web Services, Linux

Backend Engineering spends most of its time with the tools above, but we balance that with a desire to choose the best tool for the job.  Our core backend systems are in Java, but we also build internal apps in Ruby on Rails. You’ll also work right alongside teams that live-and-breath Javascript, R, and Python. 

About Betterment:

Betterment is the largest independent online financial advisor with more than $10 billion in assets under management. The service is designed to help increase customers’ long-term returns and lower taxes for retirement planning, building wealth, and other financial goals. Betterment takes advanced investment strategies and uses technology to deliver them to more than 270,000 customers across its three business lines: direct-to-consumer, Betterment for Advisors, and Betterment for Business. Learn more.

Come join us!


Meet Some of Betterment's Employees

Cyrus E.

Lead Software Engineer

Cyrus runs Betterment's Financial Planning Team. He's responsible for building delightful customer experiences that help users make smart and profitable financial investments.

Shawn L.

Customer Experience Supervisor

Shawn connects with Betterment’s customer base via phone, email, and online chat, and handles any inquiries or issues excellently and expeditiously in their best interest.


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