Senior Counsel - Apple Card/Servicing

Summary Posted: May 13, 2022
Role Number:200193193

This role has potential to sit in Austin (TX) or Raleigh (NC). Imagine what you could do here. At Apple, new ideas have a way of becoming great products, services, and customer experiences very quickly. Working for a company that invents entire categories and industries means you'll be challenged to creatively apply your legal expertise to cutting-edge and often unexplored aspects of the law. Apple is looking for an experienced payments attorney to join our team and help shape Apple Pay's expanding payments initiatives-with a primary focus on supporting Apple Card and related consumer credit products and services.

Key Qualifications

* Deep understanding of the legal and regulatory landscape for offering and servicing consumer credit products and services, including TILA, Reg. Z, ECOA, Reg. B, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and similarly applicable state laws
* Demonstrated experience interacting with federal and state financial regulators and examiners
* Experience providing product counseling for mobile wallets, payments systems, alternative payments, or other similar financial services
* Knowledge of the structure and operation of payment network rules
* Strong interpersonal and project management skills and the ability to work as part of a cross functional group are essential
* 5+ years of relevant experience

Description
In this role you'll help support the Apple Pay team on a wide range of initiatives related to operating and servicing Apple Card and related consumer credit products and services. This will include operating as both product counsel to help shape new initiatives to responsibly manage legal and regulatory risks and regulatory counsel to navigate those initiatives through the applicable regulatory landscape in the US applicable to banks, payment networks, and other participants in the consumer credit industry.

Education & Experience
JD or equivalent, excellent academic credentials, and admission to at least one US state bar

Additional Requirements