Sr. Commercial Insurance Underwriter - Allstate Business Insurance - Charlotte, NC

Where good people build rewarding careers.

Think that working in the insurance field can't be exciting, rewarding and challenging? Think again. You'll help us reinvent protection and retirement to improve customers' lives. We'll help you make an impact with our training and mentoring offerings. Here, you'll have the opportunity to expand and apply your skills in ways you never thought possible. And you'll have fun doing it. Join a company of individuals with hopes, plans and passions, all using and developing our talents for good, at work and in life.

Job Description

The Underwriting team performs various responsibilities centered on quality, communication and policy evaluation all in support of developing and maintaining a profitable book of business within the territories.
The Sr. Commercial Underwriter builds and maintains agency relationships for the common purpose of providing extraordinary customer relationships while profitably growing a multi-line book of business.

Responsibilities Include:

  • Develop and maintain a profitable book of business
  • Underwriting complex accounts including new and renewal business
  • Mentor/Advise Junior associates
  • Effectively reviews plans, programs and procedures to ensure participation in continuous improvement.
  • Support Production, Quality and Service Level Agreement Goals
  • Communicate analysis of risk and eligibility guidelines
  • Assist in Formulation of plans, programs, policies and procedures
  • Identifies unprofitable and problem risks and producers
  • Prepare complex reports, proposals and/or presentations
  • Conducts presentations with working knowledge of lines, rating plans and product offerings.
  • Tracks and examines performance and profitability trends


Job Qualifications

  • 10 years commercial insurance underwriting experience
  • College degree
  • Understanding of Insurance industry rules, regulations, and legal requirements
  • Knowledge of Microsoft products
  • Familiar with multiple lines of products
  • Advanced knowledge of multivariant rating plans
  • Advanced knowledge of Financial, Physical and Motor Vehicle reports
  • Ability to perform Financial, Business, Hazard and Premium analysis


The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.

Good Work. Good Life. Good Hands®.

As a Fortune 100 company and industry leader, we provide a competitive salary - but that's just the beginning. Our Total Rewards package also offers benefits like tuition assistance, medical and dental insurance, as well as a robust pension and 401(k). Plus, you'll have access to a wide variety of programs to help you balance your work and personal life -- including a generous paid time off policy.

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Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

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