Experienced Commercial Litigation Adjuster
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Allstate Insurance has an exciting opportunity for an Experienced Commercial Litigation Adjuster opening in Irving, TX!
This job is responsible for investigating complex and occasionally highly complex commercial auto or property claims when an attorney is representing the injured party and/ or the claim in litigation which typically will include: (1) uninsured or underinsured motorist (UM/UIM) claims in single or multi car accidents in which commercial policy holders are involved; (2) Injury Casualty Soft Tissue (ICST), and moderate or major claims. The individual handles claims involved in litigation, arbitration or mediation, coordinating with legal counsel and participating in depositions, hearings, trial, or arbitrations. The individual takes recorded statements, resolves loss of use claims, issues payments to appropriate parties, and negotiates and settles or refers bodily injury issues that cannot be resolved. The individual delivers compassionate service that is fast, fair, and easy, to ensure customer retention while verifying coverage, investigating and determining liability, reviewing and determining damages, and negotiating and settling complex claims. The individual provides work guidance and direction to less senior employees and provides mentoring and coaching to the team. The individual works independently, prioritizes the individual's own responsibilities, and manages the individual's own workload. The individual consistently meets band level behaviors, production, quality and/or customer service goals.
- Makes and maintains a connection with the customer by understanding and meeting their needs; serves the customer with empathy; and follows up to ensure that customer needs have been met
- Manages, researches, and resolves complex and occasionally highly complex customer communications, concerns, conflicts or issues
- Reviews customer satisfaction results; recommends, designs, and implements personal and business unit action plan
File Documentation and Reporting
- Summarizes documents and enters into claim system notes
- Documents a claim file with notes, evaluations and decision making process
Coverage, Liability and Evaluation
- Determines and explains minimum coverage limits in moderately complex and occasionally complex commercial policy claims involving single or multiple claimants
- Sets initial reserve, updates reserve, documents rationale and claim summary notes
- Obtains photos and/or conducts scene investigation
- Takes recorded statements from claimants, insured's, witnesses, medical providers, etc., conducts investigations into complex and occasionally highly complex auto accidents involving commercial policy holders, determines liability, and prepares summaries
- Evaluates and determines potential use of experts; reviews reports and selects the expert
Negotiation and Settlement Guidance
- Negotiates and settles claims in accordance with business unit best practices
- Reviews medical reports in preparation for claims settlement evaluation
Other Projects and Responsibilities
- May participate in one or more complex or occasionally highly complex special assignments
- May serve as a committee team lead for large projects or as a committee team member on very large projects
- Researches, responds to, or participates in Department of Insurance complaints or investigations
- Bachelors degree in related field preferred or equivalent experience
- At least of 3-5 years of Represented and/or Litigation experience, perferrably in commercial
- Ability to interact effectively, and coach others on interacting effectively, with internal or external customers and act with empathy
- Applies advanced knowledge of insurance policy, coverage, and regulation
- Applies advanced knowledge of claim processes, policies, procedures, claim systems, coverage, liability, damage estimating, and/or settlement, and adherence to applicable legal compliance standards
- Applies advanced knowledge of analytical procedures to reconcile, manipulate, and recognize patterns of data
- Applies advanced knowledge of problem solving and preparation of complex reports for analysis
- Applies advanced ability to leverage learned technical skills in support of team objectives
- Applies advanced negotiation and/or arbitration skills
- Applies advanced conflict management and problem resolution skills in managing internal and external customer relationships
- Ability to investigate, evaluate, negotiate and settle complex and occasionally highly complex claims
- This position requires travel
- Have and maintain the licenses and registrations for the role per state requirement
The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.
Good Work. Good Life. Good Hands®.
As a Fortune 100 company and industry leader, we provide a competitive salary - but that's just the beginning. Our Total Rewards package also offers benefits like tuition assistance, medical and dental insurance, as well as a robust pension and 401(k). Plus, you'll have access to a wide variety of programs to help you balance your work and personal life -- including a generous paid time off policy.
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Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
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It is the policy of Allstate to employ the best qualified individuals available for all jobs without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity/gender expression, disability, and citizenship status as a veteran with a disability or veteran of the Vietnam Era.
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