Insurance Sales Agent

AAA Club Alliance is searching for ambitious, customer focused

Professional Insurance Sales Agent

to join our dynamic Insurance team at our

Westminster, MD location!

The Professional Insurance Sales Agent shall be responsible for marketing and promoting the Companys insurance options with respect to personal, small commercial and farm lines. Agents will act as advisors and consultants to the Companys prospective and existing clients on an ongoing basis, providing analysis and recommendations regarding asset and liability exposures and risk assessments, for the purpose of maintaining and expanding these relationships and responding to clients evolving risk management needs.  To market the Companys insurance offerings to the public, Agents are expected to network with centers of influence in the local community and with local businesses; maintain and expand relationships with existing clients, as well as, with external parties such as mortgage brokers and real estate agents; cultivate potential clients; bind policies; and otherwise render services to clients both old and new.

We Offer our agents:

  • Products that are underwritten by some of the most reputable and respected insurance providers in the country
  • Corporate lead generation system drawing from over 6 million members within our territory
  • Agent Reward Programs " qualifying high producers are eligible to earn paid trips
  • A paid two-week New Agent training program with continuous support and knowledge from our sales management team
  • Base salary plus commission and a comprehensive benefits package (see details below)

Our insurance professionals are dedicated sales agents who:

  • Educates and counsels existing and prospective clients regarding the various insurance options available, thereby facilitating informed client decisions. Helps clients appreciate how insurance can guard against unforeseen risk and loss.
  • Performs an assessment of the clients or prospective clients assets and liabilities, where appropriate; offers a risk analysis regarding their personal or business insurance exposure  and provides recommendations and guidance on options that will protect their financial well-being and respond to their risk management needs.
  • Assesses whether recommended insurance products meet applicable state insurance compliance requirements, and audits clients current and proposed insurance programs to ensure that all regulatory and compliance requirements are met.
  • Completes the fulfillment process by delivering and reviewing policies with clients, establishing a payment plan and completing required forms.
  • Establishes ongoing consultative relationships with clients to ensure their insurance needs are periodically reviewed and updated to meet changing situations.
  • Maintains partnerships with insurance company representatives and underwriters, and works as a liaison between the client and the insurer in the event of a claim.
  • Establishes and continuously maintains an understanding of the markets and products available through contracted carriers to meet client needs and capitalize on available opportunities.
  • Maintains accurate paper/electronic records documenting purchases, additions, cancellations and claims, etc. and facilitates reporting via the agency management system, including keeping accurate and complete customer files in Applied Epic.
  • Develops an individual business plan and goals which, when aggregated, become the basis for the Companys corporate plan.
  • Markets the Companys offerings by developing referral sources, including, but not limited to friends, family, realtors/brokers, mortgage lenders, car dealerships, automotive repair shops, bankers, businesses, and AAA member referrals.
  • Supports AAA corporate success by recommending AAA membership, travel and other financial service products to existing and prospective clients.
  • In performing the above tasks, Agents generally are not required to seek prior approval from supervisors and should make their own decisions by exercising their discretion and judgment.
  • Other duties as assigned

Minimum Qualifications:

  • High school diploma or equivalent.
  • 2+ years successful insurance marketing or service experience or other equivalent successful experience.
  • Property/Casualty license.
  • Maintain professional licenses current through continuing education.

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KNOWLEDGE, SKILLS AND ABILITIES (Those necessary for competent performance of the job)

  • Professional insurance knowledge (or ability to quickly gain knowledge); stay current on industry trends, tools, products, and insurance and financial services companies represented by the Company.
  • Solid understanding or the ability to obtain a solid understanding of the complexities of risk management.
  • Ability to utilize online insurance platforms to generate quotes and work with clients to assure accurate coverage and rates are provided.
  • Excellent interpersonal skills; must be engaging, personable, empathetic.
  • Entrepreneurial, competitive spirit; the desire to continually improve, innovate and grow in skills and performance.
  • Existing prospect pipeline and familiarity with the city/area in which the position is located
  • Knowledge of personal lines insurance and regulations preferred.
  • Above average reasoning and problem-solving skills.
  • Solid ethical standards.
  • Detail-oriented, organized and excellent time management skills.
  • Accuracy, attention to detail, and the ability to work in an independent and efficient manner.
  • Excellent written and verbal communication skills.
  • Ability to make decisions in accordance with established practices and procedures.
  • Technical skills: typing, data entry, internet, Microsoft Office. Familiarity with Applied / Epic Agency Management System a plus.

Total Rewards Package includes:

  • Non-recoverable draw plus unlimited earning potential
  • Nearly 4 weeks of Paid Time Off accrued during the first year of employment and Paid Holidays
  • 401(k) plan with employer match up to 7%
  • Health & Life Insurance, Short Term/Long Term Disability
  • Complimentary AAA Premier level membership (inclusive of product & service discounts)
  • Continuing education including professional development and Tuition Reimbursement

Keywords: P&C Insurance Sales; Insurance Agent; Property & Casualty; Personal Lines, Multi-Lines Representative , P&C, Insurance Producer, MD Insurance Jobs, AAA Jobs, westminsterinsurance, Insurance Sales, AAAClubAllianceInsurance

  

 

If you have the qualities and skills described, apply today to become a part of our growing team!

To learn more about our company and the position, please visit

Our Company Website , AAAClubAlliance.jobs

To see what it is like to work at AAA Club Alliance, check out our

Day In The Life Videos on the Company Website

At AAA Club Alliance, weve been driven for more than 100 years to provide our members with superior roadside assistance, personal service, and peace of mind. This same commitment to a life well-lived has earned AAA Club Alliance the reputation as a great place to work. Our people tell us its the companys positive work/life balance, the dynamic team environment, excellent benefits, and strong customer focus that keep them happy; their ideas are respected and valued. And, perhaps most important of all, they get to make a difference every day.

AAA Club Alliance Inc. is committed to provide a safe and professional work environment. EOE/M/F/D/V

This Organization participates in E-Verify:

E-Verify Participation Poster

E-Verify Right to Work

Applicants have rights under Federal Employment Laws:

The Equal Employment Opportunity (EEO)  

The Employee Polygraph Protection Act (EPPA)

The Family and Medical Leave Act (FMLA)

Applicants have rights under State and Local Employment Laws:  

Arizona

Arizona Law Prohibits Discrimination in Employment

California

Discrimination and Harassment in Employment are prohibited by Law

Delaware

Pregnant Workers Fairness Act

Missouri

Discrimination in Employment is Prohibited

New Jersey

New Jersey Law Prohibits Discrimination in Employment

Pennsylvania

Employment Provisions of the Pennsylvania Human Relations Act

Philadelphia Employment Discrimination

Philadelphia Ban the Box

Job Category: 

Insurance


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