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How to Create a Budget Spreadsheet You'll Actually Use (Even if Numbers Aren't Your Thing)

Updated 3/14/2025
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Want to know how to create a simple budget spreadsheet that has everything you need and will never give you any fuss? Watch this Financial Diet video.

Budgeting’s tricky for everyone, regardless of how many finance or accounting classes you took in college back in the day. And sure, we’ve all heard the advice to create a simple Excel spreadsheet with your income and expenses, but that’s not always as easy as it sounds. How’s the average person supposed to know how to even start?

Here’s a little boost: In this video, the people at The Financial Diet break down everything you need to know to create a straightforward budget spreadsheet that’ll make it easy to see just how much money you can (or, sad face, can’t) spend each month.


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Lily Herman is a New York-based writer and editor. In recent months, her work has been featured in Teen Vogue, Glamour, Refinery29, Cosmopolitan, TIME, Newsweek, Fast Company, and Mashable. You can check out her website, LinkedIn, and Twitter.
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How to Create a Budget Spreadsheet You'll Actually Use (Even if Numbers Aren't Your Thing) | The Muse | The Muse